Crafting a Superior Wealth Management Experience
We specialize in asset management for individuals, families and business owners.
Our Areas of Expertise
Business Owners
Small Business Succession & Retirement Planning
We ensure your exit plan is sound so you can seamlessly transition into your “golden years” with ease.
Individuals & Families
Investment Strategy
Utilizing analytics, we craft an investment strategy that aligns with your unique goals and manage your portfolio with a white-glove experience.
Risk & Insurance Assessment
We safeguard your wealth against any potential setbacks that life may bring your way.
Multigenerational Planning
We educate you and your family so everyone is financially secure for generations.
Portfolio Construction & Asset Management
Your investment portfolio will be structured to address your specific goals.
We Strategically Construct Portfolios
Crafting a portfolio is more than just “picking stocks”
Portfolio efficiency is the measure of the effectiveness of building a portfolio with an eye on the advanced metrics that are now available.
Professional portfolio managers use measurements such as standard deviation, correlation, dispersion, and attribution, for example, to measure and dissect the sources of investment return.
Different factors drive portfolio returns at different times.
The business cycle (“the economy”), valuations, and market momentum (i.e., emotions) can dominate market returns. As we have seen, events and external events like politics can take the lead. We believe that portfolio construction considers the speed at which market direction and sentiment can change, and try to limit a portfolio's downside.
Friction costs are the enemy of successful portfolio results.
They drain portfolio returns like a slow tire leak. High portfolio turnover (unnecessary and unproductive trading) triggers transaction costs. Frequent trading can trigger excess taxes. Overreliance on mutual funds can add a layer of taxes. Portfolio overlap from overly diversified holdings can increase the correlation within the portfolio and accompany higher fees for the same positions.
We Bring an Innovative Toolbox
We leverage many tools and innovations to peer through a portfolio and consider its many characteristics.
We use all analytic tools to closely monitor risk, current returns, and results relative to the overall market, such as RiskAlyze, eMoney, Hidden Levers, and Envestnet. Advanced analytics allow us to “stress test” a portfolio in various market scenarios to see how it will perform under these different situations.
More importantly, these tools can be paired to achieve two important functions:
Help the manager monitor the portfolio using analytic tools
Allow the client to visualize the effectiveness and likelihood of achieving their portfolio goals using forecasting and monitoring tools.
